新版剑桥实用专业英语：金融财务英语（附答案） kindle 电子书 免费 下载地址

《新版剑桥实用专业英语：金融财务英语（附答案）》涉及四大领域：会计学、银行业、公司理财以及经济与贸易。每个领域又分多个单元，分别叙述该领域的热门主题，比如成本会计、资产负债表、中央银行、利率、股票、债券、国际贸易和汇率等。每个单元都有关键词和表达方式的详解以及练习，供学习者检查和进一步理解所学到的知识。每单元还设计了“请你参与”部分，为学习者提供情境模拟的机会。本书最后附有练习题答案和索引，供读者自我检测和深入学习。

“新版剑桥实用专业英语系列”是从剑桥大学出版社引进的一套英文影印书，共6本，分别是《医学英语》《法律英语》《工程英语》《市场营销英语》《管理英语》和《金融财务英语》。

目录：

INTRODUCTION 6

BASIC TERMS

Money and income 8

A Currency

B Personal finance

Business finance 10

A Capital

B Revenue

C Financial statements

ACCOUNTING

Accounting and accountancy 12

A Accounting

B Auditing

C Laws, rules and standards

Bookkeeping 14

A Double-entry bookkeeping

B Day books and ledgers

C Balancing the books

Company law 1 16

A Partnerships

B Limited liability

C Founding companies

Company law 2 18

A Private and public companies

B AGMs

Accounting policies and standards 20

A Valuation and measurement

B Historical cost and inflation accounting

Accounting assumptions and principles 22

A Assumptions

B Principles

Depreciation and amortization 24

A Fixed assets

B Valuation

C Depreciation systems

Auditing 26

A Internal auditing

B External auditing

C Irregularities

The balance sheet 1 28

A Assets, liabilities and capital

B Shareholders’ equity

The balance sheet 2: assets 30

A Fixed and current assets

B Valuation

C Tangible and intangible assets

The balance sheet 3: liabilities 32

A Liabilities

B Accrued expenses

C Shareholders’ equity on the balance sheet

The other financial statements 34

A The profit and loss account

B The cash flow statement

Financial ratios 1 36

A Types of financial ratio

B Liquidity and solvency ratios

C Earnings and dividends

Financial ratios 2 38

A Profitability

B Leverage

Cost accounting 40

A Direct and indirect costs

B Fixed and variable costs

C Breakeven analysis

Pricing 42

A Manufacturers’ pricing strategies

B Retail pricing strategies

18 BANKING

Personal banking 44

A Current accounts

B Banking products and services

C E-banking

Commercial and retail banking 46

A Commercial and retail banks

B Credit

C Loans and risks

Financial institutions 48

A Types of financial institution

B Deregulation

C Specialized banks

Investment banking 50

A Raising capital

B Mergers and acquisitions

C Consulting and research

Central banking 52

A The functions of central banks

B The central bank and the commercial banks

C Central banks and exchange rates

Interest rates 54

A Interest rates and monetary policy

B Different interest rates

Money markets 56

A The money markets

B Common money market instruments

C Repos

Islamic banking 58

A Interest-free banking

B Types of accounts

C Leasing and short-term loans

Money supply and control 60

A Measuring money

B Changing the money supply

C Monetarism

CORPORATE FINANCE

Venture capital 62

A Raising capital

B Return on capital

Stocks and shares 1 64

A Stocks, shares and equities

B Going public

C Ordinary and preference shares

Stocks and shares 2 66

A Buying and selling shares

B New share issues

C Categories of stocks and shares

Shareholders 68

A Investors

B Dividends and capital gains

C Speculators

Share prices 70

A Influences on share prices

B Predicting prices

C Types of risks

Bonds 72

A Government and corporate bonds

B Prices and yields

C Other types of bonds

Futures 74

A Commodity futures

B Financial futures

Derivatives 76

A Options

B In-the-money and out-of-the-money

C Warrants and swaps

Asset management 78

A Allocating and diversifying assets

B Types of investor

C Active and passive investment

Hedge funds and structured products 80

A Hedge funds

B Leverage, short-selling and arbitrage

C Structured products

Describing charts and graphs 82

A Increase and decrease

B Rate of change

C High points, low points, and staying the

same

Mergers and takeovers 84

A Mergers, takeovers and joint ventures

B Hostile or friendly?

C Integration

Leveraged buyouts 86

A Conglomerates

B Raiders

Financial planning 88

A Financing new investments

B Discounted cash flows

C Comparing investment returns

Financial regulation and supervision 90

A Government regulation

B Internal controls

C Sarbanes-Oxley

ECONOMICS AND TRADE

International trade 92

A Trade

B Balance of payments

C Protectionism

Exchange rates 94

A Why exchange rates change

B Fixed and floating rates

C Government intervention

Financing international trade 96

A Documentary credits

B Bills of exchange

C Export documents

Incoterms 98

A Transport and additional costs

B The E and F terms

C The C and D terms

46 Insurance 100

A Insuring against risks

B Life insurance and saving

C Insurance companies

The business cycle 102

A Expansion and contraction

B Fiscal policy

C Monetary policy

Taxation 104

A Direct taxes

B Indirect taxes

C Non-payment of tax

Business plans 106

A Market opportunities

B The company, the product and the market

C The financial analysis

Language reference 108

Market idioms

Numbers

Word stress

British and American vocabulary

Answer key 114

Index 132

Acknowledgements 140

试读章节：(可选项)

Accounting and accountancy

A Accounting

Accounting involves recording and summarizing an organization’s transactions or business deals, such as purchases and sales, and reporting them in the form of financial statements. (See Units 11–14) In many countries, the accounting or accountancy profession has professional organizations which operate their own training and examination systems, and make technical and ethical rules: these relate to accepted ways of doing things.

Bookkeeping is the day-to-day recording of transactions.

Financial accounting includes bookkeeping, and preparing financial statements for shareholders and creditors (people or organizations who have lent money to a company).

Management accounting involves the use of accounting data by managers, for making plans and decisions.

B Auditing

Auditing means examining a company’s systems of control and the accuracy or exactness of its records, looking for errors or possible fraud: where the company may have deliberately given false information.

An internal audit is carried out by a company’s own accountants or internal auditors.

An external audit is done by independent auditors: auditors who are not employees of the company.

The external audit examines the truth and fairness of financial statements. It tries to prevent what is called ‘creative accounting’, which means recording transactions and values in a way that produces a false result – usually an artificially high profit.

There is always more than one way of presenting accounts. The accounts of British companies have to give a true and fair view of their financial situation. This means that the financial statements must give a correct and reasonable picture of the company’s current condition.

C Laws, rules and standards

In most continental European countries, and in Japan, there are laws relating to accounting, established by the government. In the US, companies whose stocks are traded on public stock exchanges have to follow rules set by the Securities and Exchange Commission (SEC), a government agency. In Britain, the rules, which are called standards, have been established by independent organizations such as the Accounting Standards Board (ASB), and by the accountancy profession itself. Companies are expected to apply or use these standards in their annual accounts in order to give a true and fair view.

Companies in most English-speaking countries are largely funded by shareholders, both individuals and financial institutions. In these countries, the financial statements are prepared for shareholders. However, in many continental European countries businesses are largely funded by banks, so accounting and financial statements are prepared for creditors and the tax authorities.

伊恩•麦肯齐出生和成长在马萨诸塞，毕业于哈佛大学，曾著有Feast Day。他在商务英语领域有丰富的教学和实践经验。

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书籍介绍

《新版剑桥实用专业英语：金融财务英语（附答案）》涉及四大领域：会计学、银行业、公司理财以及经济与贸易。每个领域又分多个单元，分别叙述该领域的热门主题，比如成本会计、资产负债表、中央银行、利率、股票、债券、国际贸易和汇率等。每个单元都有关键词和表达方式的详解以及练习，供学习者检查和进一步理解所学到的知识。每单元还设计了“请你参与”部分，为学习者提供情境模拟的机会。本书最后附有练习题答案和索引，供读者自我检测和深入学习。

“新版剑桥实用专业英语系列”是从剑桥大学出版社引进的一套英文影印书，共6本，分别是《医学英语》《法律英语》《工程英语》《市场营销英语》《管理英语》和《金融财务英语》。

• 作者： A.Flora 发布时间：2018-04-10 14:38:10

  真是很喜欢Matisse了，想去看他的画想去看他的小教堂

• 作者： 张震老婆（V） 发布时间：2018-08-02 15:49:34

  啊，居然没有人看吗？很好看啊，外行当然绝大多数内容都完全不懂了，但仍然美滋滋地看下来了。兽医真不容易，和做人医是一样一样的，问诊用药手术还更难，真是辛苦了。

• 作者： Lucaaaaas 发布时间：2024-04-15 16:11:56

  这本是20年的新版，内容没有跟08年版本对比过，不过价格确实贵了！该书财务知识比较入门，浅显易懂，对于想要学习财务英语的同学很有帮助。MPAcc课程老师推荐用书。

• 作者： 三缺一的小猪 发布时间：2019-08-28 22:05:27

  妈耶~~第九版了~~

• 作者： 小小 发布时间：2009-10-27 20:57:41

  小鱼送的全套5本。那时我连一句谢谢都没有说。╮(╯▽╰)╭真是迟钝。

• 作者： 青豆豆 发布时间：2012-10-12 09:18:01

  正在看，有点意思

• 成功的一个侧面

  作者：孙欲言 发布时间：2019-11-11 01:16:26

  成功的一个侧面

  曾国藩作为晚清时代的一位诧咤风云的人物，近些年来持续不断受到文化界和学术界的重点关注。关于他的历史研究，被从立功立德立言的儒家传统的评价体系广泛深入开展，如火如荼。

  事实上也的确如此，曾国藩的功，从政治上讲可以说拯救了岌岌可危的清王朝，扑灭了太平太国的农民武装起义，这是中兴再造之功。并且，他还是近代洋务运动的发起人和倡导者，可以说是使中国走向现代化重新融入世界的先驱。

  他的德，无论官德私德，大体上还是无懈可击的。虽然有一些行为被人诟病，但是立场不同之人从来就广泛存在，出发点不同，角色演绎不同，自然任何行为都不会得到全部赞许。敌对之人，不会说出好的评价，这是可以理解的。只是公允地说，曾国藩在为官的德能勤绩这几个现代的评价标准上，可以达到优秀。

  在个人治家方面，也可以称为一把好手，后代有很多杰出优秀的人才出现，不但振兴繁衍了家族，也传扬了家族精神，世代不息，这都是曾国藩的身体力行，教导有方的结果。也可说是曾国藩思想实践下的成果检验。

  曾国藩有如此作为，身后留下《曾国藩家书》等巨作，成为人们研究曾国藩思想和行为的一个重要材料。在此基础上，现代人更是广泛发掘、整理、归纳总结出方方面面研究成果，可以说把曾氏的思想扩大了涵盖面以及外延，让曾氏研究更加丰富多彩，更加深入浅出。

  这部《百年家族的秘密:林乾讲曾国藩家训》，就从家训的角度阐述曾国藩治家的成功经验和对世人的有益启示。客观地说，曾国藩家并没有系统完整的家训，他和著名的《颜氏家训》没法比，甚至和一般的《朱伯庐治家格言》，也有差距。这有客观原因，也有主观因素。

  客观上，曾家传家年代并不太久远，历史上也没有出类拔萃之人，都是农耕出身，可以说文化贫瘠缺失。到了曾国藩这里发迹，年轻时曾国藩要参考别的家训写作整理自己的家训，又感到没有具体抓手，泛泛组织罗列，更让人无法实践，成为摆设。这是和曾国藩一切要实践的思想不符合的。没有好的历史传承，没有可以付诸实行的基础，所以曾氏家训便没有问世。

  现在，我们看到的曾氏家训，实际上是从家书中总结归纳出来的。这包括曾国藩祖父的“八宝”，书蔬鱼猪，早扫考宝，“六恼”，地理、医生理、僧、巫、祈祷、留客久住。这些家训可以说因地制宜，非常具有实践性。到了曾国藩手里，他又有所变动，变成“八本”“三致祥”，这就有了明显变化。曾国藩祖父家训那是以农业为本，到了曾国藩是以读书、做官为主了。因为环境条件都变了，所以目标、要求也会跟着变。

  等到了第三代，曾国藩儿媳郭筠算是比较完备地出台了家训《富厚堂日程》，这形成了文本，标志着曾氏家训的正式诞生。可是，它也有变化，不过基本精神都还是一致的。曾家的这些家训的制定，一方面参考了当时繁荣发达的几大家族的家训，另外就是结合自己的实际情况，让家训切实可行，而且行之有效。因为，家训最重要的一点，就是为了家族和子孙后代的昌盛发达。否则，它也没有出现的必要。

  通读这本解读的著作，可以了解曾氏家训产生的历史脉络和具体内容，同时对曾国藩如何指导家人实行家训有形象的认识。从中可以看出，家训是传统社会生活的重要内容，是儒家思想治世教化的一个工具，也是对个人和家族发展极为有益的框定与指导。研读好本书，对现代社会环境下的个人行为、群体行为的发展，乃至国家的统御组织，都是有很大启发意义的。

• 思维导图 l 《态度》

  作者：主治Y生 发布时间：2020-05-02 22:41:32

  吴军老师给正在上大学和上高中的女儿们的家书，针对年轻人在成长过程中都要遇到的有效学习、处理人际关系、理解并赚取财富等具体问题，以及如何洞察世界、人生等哲学问题，给出了诚恳的建议。这些建议或源于作者的亲身经历，特别是十多年来参与大学管理和在世界一流企业从事管理工作的经验，或源自其尊崇的智者的成功经验，对渴望自我精进、加速成长的读者有着极高的参考和借鉴价值。

  

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